Massive explosions rock central Fla. gas plant

In this image taken from Associated Press video, flames rise from an explosion at the Blue Rhino propane plant in Tavares City, Fla., late Monday, July 29, 2013. John Herrell of the Lake County Sheriff's Office said early Tuesday that there were no fatalities despite massive blasts that ripped through the gas plant. Seven people were injured and transported to local hospitals. (AP Photo/AP video)

In this image taken from Associated Press video, flames rise from an explosion at the Blue Rhino propane plant in Tavares City, Fla., late Monday, July 29, 2013. John Herrell of the Lake County Sheriff's Office said early Tuesday that there were no fatalities despite massive blasts that ripped through the gas plant. Seven people were injured and transported to local hospitals. (AP Photo/AP video)

Firefighters walk through an area of exploded propane cylinders in the aftermath of an explosion and fire at a propane gas company, Tuesday, July 30, 2013, in Tavares, Fla. Eight people were injured, with at least three in critical condition. John Herrell of the Lake County Sheriff's Office said early Tuesday there were no fatalities despite massive blasts that ripped through the Blue Rhino propane plant late Monday night. (AP Photo/John Raoux)

Firefighters keep an eye on a fire of plastic cylinder caps while standing in an area of exploded propane cylinders after an explosion and fire at a propane gas company Tuesday, July 30, 2013, in Tavares, Fla. Eight people were injured, with at least three in critical condition. John Herrell of the Lake County Sheriff's Office said early Tuesday there were no fatalities despite massive blasts that ripped through the Blue Rhino propane plant late Monday night. (AP Photo/John Raoux)

Firefighters walk through a sea of propane cylinders on the grounds of a propane gas company after a series of explosions rocked the central Florida propane gas plant a and fire was extinguished, Tuesday, July 30, 2013, in Tavares, Fla. Eight people were injured, with at least three in critical condition. John Herrell of the Lake County Sheriff's Office said early Tuesday there were no fatalities despite massive blasts that ripped through the Blue Rhino propane plant late Monday night. (AP Photo/John Raoux)

The remains of several burned and melted trucks are seen after an explosion at a propane gas company Tuesday, July 30, 2013, in Tavares, Fla. In the foreground are several propane cylinders that exploded and landed in an area near the trucks. Eight people were injured, with at least three in critical condition. John Herrell of the Lake County Sheriff's Office said early Tuesday there were no fatalities despite massive blasts that ripped through the Blue Rhino propane plant late Monday night. (AP Photo/John Raoux)

TAVARES, Fla. (AP) ? A series of explosions rocked a central Florida propane gas plant and sent "boom after boom after boom" through the neighborhood around it. Eight people were injured, with at least four in critical condition.

John Herrell of the Lake County Sheriff's Office said early Tuesday there were no fatalities despite massive blasts that ripped through the Blue Rhino propane plant late Monday night. Officials initially scrambled to find more than a dozen employees after the explosions.

"Management is comfortable saying all of those they knew were there tonight have been accounted for," he said.

Tavares Fire Chief Richard Keith said possible causes of the explosion may be either equipment malfunction or possibly human error. Sabotage was not suspected.

One person injured in the explosion was listed in critical condition at University of Florida Health Shands Hospital and three others were listed in critical condition at Orlando Regional Medical Center. Herrell said some others drove themselves to area hospitals.

Tavares Battalion Commander Eric Wages said five workers walked up to a command center firefighters set up near the plant Monday night with skin hanging off their arms, torso and faces. He said their arms were outstretched and they were in complete shock.

The Blue Rhino plant, which is northwest of Orlando, refilled propane tanks typically used for barbecues and other uses. There were some 53,000 20-gallon tanks at the plant on Monday.

Herrell said a crew of 24 to 26 people was working the overnight shift when the explosions occurred around 10:30 p.m. Monday.

Tuesday morning, smoke still billowed from a storage container on the property, which consists of a couple of warehouses next to each other. The parking lot was littered with thousands of blackened 20-gallon propane containers.

Nearby, three 33,000-pound tanks of propane sat untouched. Lake County Battalion Chief Chris Croughwell said the hoses designed to spray water on the large tanks in case of fire, did not go off as planned because they had to be manually activated. "Most sane people don't stick around for an event like this," he added.

Tavares Mayor Robert Wolfe said Tuesday that he was surprised to learn the hoses at the plant had to be manually activated. If Blue Rhino reopens the plant, Wolfe said he plans to raise the safety issue. "That way, it's fail safe," Wolfe said. "We're lucky those tanks didn't explode."

Croughwell said firefighters who responded to the initial fire had to wait to enter plant site because conditions were so dangerous. Just as they were finally about to go in, four tractor trailers parked next to the large propane tanks caught fire.

If the large tanks exploded, Croughwell said, "it would have wiped us out."

Video footage on WESH-TV in Orlando showed fires burning through trucks used to transport propane tanks, which were parked at the plant. The fire sent plumes of smoke into the air hours after the blast.

Keith said the explosions shook his house several miles from the plant. "It truly sounded like a car hit our house," he said.

Herrell said about 50 homes were evacuated Monday night but residents were allowed back in about four hours later.

Marni Whitehead, 33, who lives less than a mile from the plant, said she was in bed ready to go to sleep when she heard a loud boom.

She ran outside and saw other neighbors outside and then they saw the explosions.

"We knew right away it was the plant, the propane plant," Whitehead said. "After that, it was just sort of panic."

Whitehead likened the explosions to Fourth of July fireworks. "And it was just boom after boom after boom," she said.

Herrell said officials believe the fire was contained and wouldn't spread to another part of the plant.

According to the Leesburg Daily Commercial, the plant was built in 2004 and employs fewer than 50 people.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2013-07-30-Florida%20Gas%20Plant%20Blast/id-e822537252f4413e9bc1bd8dc88e6382

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Plasmonic black metals: Breakthrough in solar energy research?

[unable to retrieve full-text content]The use of plasmonic black metals could someday provide a pathway to more efficient photovoltaics -- the use of solar panels containing photovoltaic solar cells -- to improve solar energy harvesting, according to researchers.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_science/~3/gqRJHRPCqVg/130730132620.htm

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Aurora's Ethiopian community celebrates "culture of sharing"

A woman serves food at the Aurora Taste of Ethiopia on Sunday, July 28, 2013. (Joey Bunch, The Denver Post)

AURORA ? A thousand pancakes weren't nearly enough, not for the hundreds of people who waited in a long, winding line during the opening two hours of the first Taste of Ethiopia Grand Festival Sunday in Aurora.

"We're going to have to order more," said an ebullient chief cook Sophia Belew of the whole wheat flatbread Ethiopians call injera, which is both bread and utensil to gobble gastric delights such as gomenand wot.

Belew

Dancers at the Aurora Taste of Ethiopia on Sunday, July 28, 2013. (Joey Bunch, The Denver Post)

oversaw 14 people from the festival's native land who cooked up a pile of food Saturday and served it Sunday to thousands of people of several races and cultural backgrounds.

The Denver metro area is home to at least 17 Ethiopian restaurants, according to Ethiopian community organizers, but Sunday's event had an edge on the competition, in Belew's opinion.

"You go can go to the restaurants and get all the food, but you have to come here for the music, the communal coffee, the wonderful jewelry and clothes that are for sale, but especially the hospitality," she said, as the tumult of pounding bass drums and festival chatter filled the background.

Seated in a circle beneath a tree nearby, Jeff Pfeifer, his wife, Erin, and their three children, all younger than 6, sat in a circle with the food in the center. They sampled from the four Styrofoam plates as their mother, a former Peace Corps worker in Ethiopia, explained each dish.

"We want them to know a world bigger than Colorado," Jeff Pfeifer said.

The Pfeifers also demonstrated what it meant to be an Ethiopian for a day, according to festival organizer Nebiyu Asfaw's explanation of the culture before a dance exhibit that filled the Laredo Elementary

gymnasium to standing-room only.

"We are a people with a culture of sharing," he said.

Teenagers, most first-generation Americans, performed ancient dances from across Ethiopia, stirring the audience to applause and whoops to match the energy of the history in motion.

"That's my granddaughter," said Esbeluw Andachew who immigrated to the United States in 1985, pointing to one of the dancers twirling in the center of the gym floor. "She started learning these dances, and it's made her very, very interested in where we, her family, came from. I'm so proud of her."

A number of elected officials and candidates were in attendance on Sunday. Aurora Mayor Steve Hogan said the students in the city's public school system represent almost 100 countries of origin, including Ethiopia.

"This is the type of diversity and the type of community we ought to encourage, respect and enjoy in the city of Aurora," he told the packed gymnasium.

Joey Bunch: 303-954-1174, jbunch@denverpost.com or twitter.com/joeybunch

Source: http://www.denverpost.com/breakingnews/ci_23749376/auroras-ethiopian-community-celebrates-culture-sharing?source=rss

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The Scary, Passenger's Eye View From Inside the Crashed Southwest Plane

The newest installment in the saga of the Southwest 737 airplane that skidded to a fiery halt as its nose gear collapsed during landing gives us markedly different perspective than we've seen thus far. This time, personal footage has been released from one of the passengers onboard who just happened to be filming as things went awry.

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Source: http://feeds.gawker.com/~r/gizmodo/full/~3/DH1zRtAfqdQ/the-scary-passengers-eye-view-from-inside-the-crashed-926122351

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Empowering your customers? Think twice about social media campaigns

[unable to retrieve full-text content]Companies that empower consumers by involving them in important processes such as product development shouldn't also try to influence them through social media, according to a new study.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/GTn-BH2ciBk/130726131253.htm

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Slim Down Quickly Through Ten Simple Home Therapies

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Bacterial blockade: How gut microbes can inactivate cardiac drugs

[unable to retrieve full-text content]Researchers have identified a pair of genes which appear to be responsible for allowing a specific strain of bacteria in the human gut to break down Lanoxin -- a widely prescribed cardiac drug -- into an inactive compound, as well as a possible way to turn the process off.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/vCYhUuhJHxw/130725161357.htm

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Jiang Hu commented on article Stalled Project Shows Why China's Economy Is Wobbling

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This tiny, wearable patch makes you invisible to mosquitos

A mosquito can detect the carbon dioxide emanating from a prospective meal from hundreds of feet away. The Kite Patch, a small, non-toxic sticker that you place on your clothing, can jam a mosquito's CO₂ radar. Wear one, the patch's creators say, and you'll be effectively invisible to the bloodsuckers for up to 48 hours.

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Source: http://io9.com/this-tiny-wearable-patch-makes-you-invisible-to-mosqui-894656159

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Co. out to create autism blood test, with Google?s funding

A Lexington company will use a $15.4 million funding round led by Google Ventures to determine whether a blood test can lead to earlier diagnosis of autism in children.

SynapDx will use the funding to complete a clinical trial of 660 children between the ages of 18 months and 5 years in North America, including youngsters at the Lurie Center for Autism at Massachusetts General Hospital and Boston Children?s Hospital, said Stan Lapidus, the company?s CEO.

The purpose of the study is to see if a blood test based on the work of two Children?s Hospital scientists ? Lou Kunkel and Zak Kohane ? can determine children with autism spectrum disorders among a population of kids referred for suspected developmental delay, Lapidus said.

?Our hope,? Lapidus said, ?is to identify children as early as 18 months? ? far earlier than the average age of 4.5 years at which children currently are diagnosed.

Wendy Fournier, president of the National Autism Association, said such a test, if successful, would be ?very, very helpful.?

?With early diagnosis, you can start treatment sooner,? Fournier said, ?and the younger you start treatment, the better a child?s outcome is going to be.?

Since 2006, the federal government has appropriated more than $1 billion for autism research, she said.

But Dr. Krishna Yeshwant, general partmer at Google Ventures, said his company thinks autism research is ripe for a transformation from a behavioral diagnostic approach to a genetic approach.

?Stan and the SynapDx team have approached autism in an incredibly thoughtful way to achieve this transformation,? Yeshwant said. ?They have assembled the right team, are working deeply with patient groups and have a level of technical sophistication that we haven?t seen in the space before.?

Foundation Medical Partners also joined the financing as a new investor alongside founding investors North Bridge Venture Partners and General Catalyst Partners,

SynapDx was founded in 2010 and has 18 employees. In February, Laboratory Corp. of America Holdings invested $2 million in the company, followed by a ?significant,? but undisclosed, investment in March by the Kraft Group, which owns the New England Patriots.

Source: http://feedproxy.google.com/~r/bostonherald/business/healthcare/~3/4bkzgNAqFg0/co_out_to_create_autism_blood_test_with_google_s_funding

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Nabors Misses Earnings, Rev

Land-drilling contractor Nabors Industries Ltd. (NBR) reported lower-than-expected second-quarter 2013 earnings due to the seasonal depression in the operation of Alaska and Canada.

Earnings per share from continuous operations came in at 8 cents, which failed to beat the Zacks Consensus Estimate of 9 cents. Nabors? per share profit also fell below than the second-quarter 2012 level of 38 cents (excluding special items).

Revenues of $1,507.8 million were below second-quarter 2012 sales of $1,608.2 million. The top line also failed to meet the Zacks Consensus Estimate of $1,513.0 million.

Segment Analysis

Nabors reports its operations in 2 major segments: Drilling and Rig Services ? comprising U.S., Canada, International and Rig Services; and Completion and Production Services ? including Production Services and Completion Services.

Drilling and Rig Services:

During the quarter, Drilling and Rig Service revenues were down 13.5% year over year to $1,035.8 million, while the segment?s operating income decreased approximately 46.1% to $102.2 million. Total rig years fell to 338.4 from 377.5 in the second quarter of 2012.

Nabors? U.S. operations recorded quarterly revenues of $467.1 million, down 22.0% from the year-ago level. Additionally, operating income decreased 52.0% year over year to $69.8 million due to the fall in Alaska?s peak winter activity.

The Canadian market registered a year-over-year decline of 1.9%, recording revenues of $64.8 million. The segment, however, reported operating profit of $3.9 million in comparison with loss of $0.5 million in the year-ago period.

Nabors? international operations saw a significant improvement in revenue generation (up 15.4% year over year) and operating income moved up by a whopping 98.0% from second-quarter 2012. Increase in rig activity aided the segment?s revenues.

The revenues of the Rig Services segment were down 33.3% to $152.5 million from the prior-year quarter. The unit reported operating loss of $4.0 million in this quarter as compared to a profit of $28.2 million in the year-ago period.

Completion and Production Services:

Completion Services posted revenues and operating income of $254.0 million (down 34.5%) and $6.9 million (down 85.1%), respectively.

Revenues of the Production Services segment increased 1.8% year over year, however, operating income decreased 7.6% from the prior-year quarter owing to adverse weather conditions.

Balance Sheet

As of Jun 30, 2013, Nabors had $608.0 million in cash and short-term investments and $4,071.2 million in long-term debt, with a debt-to-capitalization ratio of approximately 41.0%.

Zacks Rating

The company currently retains a Zacks Rank #3 (Hold), implying that it is expected to perform in line with the broader U.S. equity market over the next one to three months.

Nabors Industries is the leading North American land drilling contractor, with a large, high-quality fleet of drilling and workover rigs. The company has developed through cash flow reinvestments and acquisitions. In the process, Nabors has not only increased its rig fleet but has also extended its geographic reach and diversified its operating assets beyond land rigs.

However, an imbalance in the demand-supply of rigs in the U.S. land drilling market presents considerable risk for the company. Moreover, the challenging near-to-intermediate term outlook for Nabors? international business will likely hamper its profitability in the coming months.

Meanwhile, there are other drilling contractors in the energy sector that are expected to perform well in the next 1 to 3 months. These include Atwood Oceanics Inc. (ATW), Ocean Rig UDW Inc. (ORIG) and Parker Drilling Co. (PKD). All the firms sport a Zacks Rank #2 (Buy).

Read the Full Research Report on NBR

Read the Full Research Report on ORIG

Read the Full Research Report on PKD

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Source: http://news.yahoo.com/nabors-misses-earnings-rev-135003552.html

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Social Media Helps Farmers Avoid Food Waste (Voice Of America)

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Utah Tar Sands, Oil Shale Refinery Challenged

SALT LAKE CITY? A coalition of conservation groups on July 22 filed a ?request for agency action? challenging the Utah Department of Air Quality?s June 21 approval of a new oil refinery in Green River, Utah that would affect local and regional air quality and facilitate oil shale and tar sands mining in the Colorado River Basin?s Green River Formation.

The U.S. Geological Survey estimates that between 353 billion and 1.146 trillion barrels of oil in the Green River Formation ?have a high potential for development,? which is 2 to 7 times as much as Alberta?s 170 billion barrels targeted by the Keystone XL pipeline.

?The public needs to understand that the Colorado River Basin?s carbon bomb dwarfs Alberta?s,? said Taylor McKinnon, director of energy with Grand Canyon Trust. ?In addition to polluting Utah?s already-dirty air, this refinery is another step toward massive strip mining, greenhouse gas emissions and Colorado River drying.?

The groups are challenging the department?s June 21 issuance of a permit approving the plant over several alleged violations of the Utah Air Conservation Act. The challenge was submitted to the Utah Department of Environmental Quality and will be heard by an administrative law judge, and potentially later the Utah Supreme Court.

?To experience clean and crisp air in the Green River Desert today, you have to wait for an infrequent thunderstorm to sweep the haze, dust and smoke away,? said John Weisheit, conservation director with Living Rivers. ?Only then can you actually see the features of the Book Cliffs, the San Rafael Swell, and the Henry and La Sal mountains.?

The refinery would emit volatile organic compounds, other hazardous pollutants and greenhouse gases while creating now-absent local capacity for processing up to 7 million barrels of heavy crude annually in the heart of Utah?s oil shale and tar sands country.

?People travel from all over the world to enjoy the stunning vistas at Arches and Canyonlands national parks as well as Dead Horse Point,? said David Garbett, a staff attorney with the Southern Utah Wilderness Alliance. ?It makes no sense to risk compromising the remarkable views this region offers with visibility-reducing pollution from this refinery.?

Oil shale and tar sands development entails strip mining and dangerous energy and chemical inputs to melt and extract fuel. Greenhouse gas emissions stemming from oil shale and tar sands development far exceed that of conventional oil development. In March the Bureau of Land Management allocated more than 800,000 acres of federal public land in the Colorado River Basin to oil shale and tar sands development.

?Given all of Utah?s current pollution problems under the Clean Air Act, it makes no sense to further harm public health and exacerbate climate change,? said Bill Snape, senior counsel at the Center for Biological Diversity.

Groups filing today?s request for agency action are Grand Canyon Trust, Living Rivers, Southern Utah Wilderness Alliance and the Center for Biological Diversity.

http://www.biologicaldiversity.org/news/press_releases/2013/green-river-refinery-07-22-2013.html
http://www.biologicaldiversity.org

Source: http://www.indybay.org/newsitems/2013/07/23/18740277.php

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Check out photos of Milford's Portuguese parade and picnic. http://ow.ly/ncgcc

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China dares India again, more incursions along LAC

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Source: http://timesofindia.indiatimes.com/videos/news/China-dares-India-again-more-incursions-along-LAC/videoshow/21215873.cms

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Business Development Manager Jobs in Pakistan, Argo ...

• CategorySales
• Job TypeFull-Time
• Shift TimingsMorning Shift
• Requires Traveling Yes
• Career LevelManager (Manager/Supervisor)
• Number Of Vacancies3
• Required QualificationBBA or MBA>
• Required Experience5 Years>
• Salary Per Month25,000 - 100,000 PKR
• Required GenderAny
• Posted on22/07/2013
• Last Date04/08/2013
• Company Argo Technologies
• Location Islamabad , Pakistan

Job Description

The Business Development Manager is responsible for managing, implementing, and deploying new business processes and partnerships to increase sales and industry reach. This position offers a true ground-floor opportunity for an experienced Business Development Manager or Sales Professional to join our fast growing company. Apply if you have sales experience in the following fields individually or collectively:

1. Trainings
2. Advertising and Promotion
3. Event Management
4. Public Relations
5. Recruitment
6. Website design and development

• Professionally and effectively employs sales skills to achieve targeted sales within specified time scales.
• Identify new opportunities for company in the assigned industry.
• Research and maintain an accurate and current database.
• Identify and develop sources of potential clients and maintain regular contact with key clients
• Provide a weekly schedule of planned activities
• Track business development activities, analyze quarterly progress and suggest new strategies

Job Specification

Capacity and aptitude to undertake research and collate information as required

Possess knowledge of local businesses

Excellent written and verbal communication and interpersonal skills

Experience of pro-actively generating leads

An understanding of the sales process or experience within a sales support role

Focused, output driven and demonstrated ability to meet targets and deadlines regularly

A high level of passion to succeed and a strong level of self-motivation

An effective team player with a strong work ethic

Proficiency in using MS Word, Excel and PowerPoint

Do not make any payment to any company, a genuine employer will never ask you to pay in any case. (read more)

Source: http://www.mustakbil.com/job/86642/

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Some Parents Opting for Pharmacies, Not Doctors

About one in four parents have taken their kids to a clinic at a chain pharmacy or other retail store for health care, a new study suggests.

The study surveyed more than 1,400 parents in the St. Louis area (in Missouri and Illinois) who had a regular pediatrician for their child.

Twenty-three percent of parents said they had taken their child to a "retail clinic" ? the name for clinics in pharmacies, supermarkets or retail stores, which offer walk-in appointments ? at least once in their lives.

Nearly three-quarters of these parents said they had considered going to their pediatrician, but decided instead to go to a retail clinic because the clinic offered more convenient hours, they couldn't get an appointment with their pediatrician, they did not want to bother their pediatrician after-hours or they didn't think their child's problem was serious enough to require a doctor's visit.

The most common reasons for visiting a retail clinic were sore throats, ear infections and colds or the flu, and the average age of the child was 8.

Although retail clinics have increased in number in recent years ? offered at some Walgreens, CVS and Wal-Mart stores, to name a few ? some organizations have expressed concern about the quality of care provided at such outlets. For instance, the American Academy of Pediatrics has taken a stance against retail clinics, saying that they fragment patient care, and may provide tests without properly following up with patients.

Many parents in the survey were satisfied with the care they received at the retail clinics.

However, the study findings suggest that health care providers at retail clinics prescribeunnecessary antibiotics. For instance, two-thirds of patients who had colds or the flu (which are viral infections) were given antibiotics, which is not recommended by national guidelines.

Because respiratory tract infections accounted for a large number of visits to retail clinics in the study, "the potential harm from widespread overuse of antibiotics for these common illnesses could be considerable," the researchers wrote in the July 22 issue of the journal JAMA Pediatrics.

Less than half of parents who took their child to a retail clinic told their pediatrician about the visit, and hardly any parents said that their pediatrician asked about visits to retail clinics.

Effective communication about health care is essential to ensure coordination of care, and avoid duplicating treatments, the researchers said.

Health care providers at retail clinics should advise parents to report such visits to their pediatricians, and pediatricians should routinely ask about such visits, the researchers said.

Because the study was conducted in one particular city, the findings may not apply to other communities, the researchers said. It's also possible that, in some cases, parents confused retail clinics with urgent care centers.

Follow Rachael Rettner @RachaelRettner. Follow LiveScience @livescience, Facebook & Google+. Original article on LiveScience.com.

Copyright 2013 LiveScience, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://news.yahoo.com/parents-opting-pharmacies-not-doctors-202144047.html

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Just Say NO To Property Management! | Dennis Fassett

Why? Because it sucks big time. Call me Captain Obvious, but I just recently came to this conclusion.

Let?s look at how it works.

You hire a company to ?manage? your rental house. They?re supposed to collect rent, pay expenses like insurance and property taxes, and make sure that the necessary repairs and maintenance, including preventative maintenance gets done.

And for single family houses in my market, the going rate for this type of property management is 10% of gross collected rents. Most of the bastards will even keep the late fees all to themselves. Don?t get me started on the up front, the exit, and all the junk ?fees? that they charge. It?s like working with a damn bank.

From my perspective, 10% is highway robbery. My houses turn over on average once about every three years. They?re all also in spectacular condition, such that I rarely have maintenance issues. In fact the last time I had anything significant happen at one of my houses was three winters ago when an ice dam formed and pulled a portion of a gutter off of a house. So their work every month amounts to getting a check in the mail, depositing it, then sending me a check in the mail.

For that I would have the pleasure of paying them 10%, or around $100 per month per house. I?m shaking my head even as I?m writing this.

Then when you add to this the fact that the true impact to me is FAR greater than the 10% they quote, my blood boils. Let me show you two scenarios.

The first scenario shows the numbers from one of my houses with no property management. I generally put aside $50 per month for Repairs and Maintenance and about a half-month?s rent per year as a Vacancy Reserve. (You ought to do the same thing unless you own one of those magic turn key rental houses in Detroit that never turn over or need maintenance. I hear they come with a free unicorn as well.)

You can see that it throws off about $350 per month in net income or net cash flow. Not great but it?s at the lower end of what I?ll accept.

The second scenario shows the same house, but it includes a fee for property management of 10% of gross rent collected. Or in this case, $100.?

Notice the difference?

The net income is exactly $100 less in the second scenario because of the fee for property management. Exactly as expected.

But while the cost of property management is claimed to be only 10% ?off the top?, when you do the math like I did above, you see that the $100 fee actually amounts to a staggering 27.9% of the Net Income.

The fact is, you don?t eat gross income. You can?t feed your family on gross income. No. You do all that with NET income. And the impact of property management on Net Income is far more significant than you think.

A 27.9% reduction in Net Income. For doing what?

I guess I?m still scratching my head trying to figure that out.

To be honest though, I don?t think that property management completely sucks. I think it?s more that the model is outdated and broken.

These days rents can be paid online. Marketing is done primarily online, and a lot of tenant screening is done via phone and email. A lot has changed with property management in the last decade. It can take a whole lot less time, effort, and energy to execute. But the way that property managers are paid has not changed at all.

I?ve been kicking this idea around quite lately with a couple of colleagues of mine, all together we have 44 houses. We?d all like nothing better to outsource property management so we could sit home and drink mai tais and play yathzee, but we?re all of the same mind that you?d have to be smoking crack to willingly give up 27.9% of your net income to someone for not doing much of anything for you.

As a group we?ve even started seriously talking about starting our own property management company that specializes in houses like our that rarely turn over and that on balance don?t need a lot of attention.

But we?re still trying to get our arms around a payment model for property management that works. We?re thinking along the lines of an a la carte type model, where there?s a low base fee every month for rent collection, then the property owner pays something additional for each other service that the property manager performs that month.

But we still don?t have it right. We will though.

What are your thoughts on it? How could the property management model be restructured? How can property management companies be incentive based rather than fee based? What?s the right arrangement?

To be blunt I have no desire to hear from property managers about how they earn the money they make. They probably do in crappy areas with crappy houses. What I?m looking for is a new model that fits with the times. Not a new way to use a buggy whip.

Let me know what you think.

Source: http://www.dennisfassett.com/just-say-no-to-property-management/

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16 GB Ipad 3 wifi FS

16GB black ipad 3 wifi only, has been in a case always, in excellent condition, has Apple+ Care good till April 2014 (this will get you a $49 replacement twice should you drop or accidentally damage the ipad)

Comes with charger, cable & original box, will also include a lightly used theater stand case.

$300 shipped via priority mail

Pending to Rereg

---

Last edited by Red Dawn; Today at 02:53 PM.

Source: http://hardforum.com/showthread.php?t=1772839&goto=newpost

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Netanyahu: Morsi fall a sign of political Islam's weakness

Uriel Sinai / AP

Israel's Prime Minister Benjamin Netanyahu, second right, chairs?the weekly cabinet meeting in Jerusalem, July 21, 2013.

By Sarah Marsh, Reuters

BERLIN ? In rare remarks on Egypt's government crisis, Israeli Prime Minister Benjamin Netanyahu has suggested that the fall of the president, Mohamed Morsi, demonstrates the weaknesses of political Islamist movements.

"I believe that over the long haul these radical Islamic regimes are going to fail because they don't offer the adequate enfranchisement that you need to develop a country economically, politically and culturally," Netanyahu told the German weekly Welt am Sonntag.

He said he thought radical Islamism was wholly unsuited to dealing with a global economic and information revolution, and "goes right back to medievalism against the whole thrust of modernity, so over time it's bound to fail".

Israel had previously responded more cautiously to Morsi's removal by the Egyptian army on July 3. Netanyahu avoided any comment at the time, though a confidant expressed hope that Egypt's new leaders may restore largely frozen contacts with Israel.

In the interview, Netanyahu reiterated Israel's concern that a U.S.-brokered 1979 peace treaty with Egypt should remain intact, alluding also to a surge of violence in a Sinai border region since Israel's ally Hosni Mubarak was toppled from power in Egypt two years ago.

"Preserving the peace with Egypt through these convulsions is of central importance to us," Netanyahu said.?

Copyright 2013 Thomson Reuters. Click for restrictions.

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Obama?s mixed-bag commentary on the Zimmerman case (Powerlineblog)

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No signs Washington to come to Detroit's rescue

WASHINGTON (AP) ? During the bleakest days of the Great Recession, Congress agreed in bipartisan votes to bail out two of Detroit's biggest businesses, General Motors and Chrysler.

Today, however, there seems little appetite from either Democrats or Republicans in Washington for a federal rescue of the birthplace of the automobile industry. Detroit now stands as the largest American city ever to file for bankruptcy protection.

Such a bailout would be huge, perhaps as much as $20 billion. Federal resources are strained, with the national debt at $16.7 trillion and the federal government struggling under the constraints of automatic spending cuts that took effect in March.

President Barack Obama has had a hard enough time getting his present proposals though Congress, where Democrats hold a narrow majority in the Senate and Republicans are in firm control of the House.

"I think it would be a waste of the president's time to even propose it. His plate is so full and throwing Detroit into the mix is the last thing in the world he'd want," said Ross Baker, a political science professor at Rutgers University who specializes in Congress. "I think the era of big government bailouts is over."

Political leaders in Washington haven't pushed for a bailout of Detroit, which was the nation's fourth-largest city in the 1950s but since has had a declining population, accelerated by hard times for the auto industry during and right after the punishing 2008-2009 recession.

Congress is still in near-gridlock territory. Opportunities for spending vast sums of money on a bailout for Detroit seem severely limited. The White House is taking a wait-and-see approach, but clearly exhibiting little enthusiasm for another big bailout.

"Can we help Detroit? We don't know," Vice President Joe Biden said in a response to a reporter's question about a possible federal rescue. Presidential spokesman Jay Carney, when asked directly if a bailout was a possibility, appeared to rule out such assistance.

"We will, of course, as we would with any city in this country, work with that city and have policy discussions with leaders in the city, and make suggestions and offer assistance where we can," Carney said. "But on the issue of insolvency ... that's something that local leaders and creditors are going to have to resolve. But we will be partners in an effort to assist the city and the state as they move forward."

Local leaders aren't pushing for a federal bailout after the city filed for Chapter 9 bankruptcy protection Thursday, and Republican Gov. Rick Snyder isn't, either.

"People should not expect bailouts at either the federal or the state level," Snyder said in an interview with The Associated Press. "We've been very diligent about this. We want to be a supportive partner at the state level. I believe the federal government does (too)."

Detroit's bankruptcy could last at least through summer or fall 2014, when Snyder is expected to ask voters for another term.

"I deeply respect the citizens of Detroit," he said. "They along with the other 9 million people in our state hired me to do this job. They're my customers. This was a tough step, a difficult decision, but it's the right decision."

Members of Michigan's congressional delegation aren't clamoring just yet for a federal bailout. "We just need to step back and think about it," said Rep. Sander Levin, D-Mich.

The city's emergency manager, Kevyn Orr, says that for now, Detroit will stay open, bills will be paid and city services provided.

But the bankruptcy case could take years to resolve. Ahead of the filing, the city's two pension funds sued to block a bankruptcy. Bankruptcy could change pension and retiree benefits, which are guaranteed under state law. The impact on current city workers is unclear.

President Gerald Ford, after threatening in 1975 to veto any bill that would bail out New York City, went along with a $2.3 billion rescue loan that had strings attached.

More recently, the federal government threw a financial lifeline to both General Motors and Chrysler (the Ford Motor Company didn't request the aid) and acted to protect major Wall Street and banking institutions from insolvency. Federal stimulus spending and rescue loans started in the final year of the George W. Bush administration and extended through the Obama presidency.

Now, with the economy slowly recovering, most of the direct government anti-recession aid has ended although the Federal Reserve continues to provide financial stimulus by keeping short-term interest rates extremely low while buying $85 billion a month in government and mortgage bonds to keep mortgage and other long-term rates low.

"The chances of a federal bailout are remote" given partisan gridlock in Washington, said Bruce Katz, a former official with the Department of Housing and Urban Development who now is director of the metropolitan policy program for the Washington-based Brookings Institution.

"But I don't think the federal government is off the hook," Katz said. "It is a substantial investor in Detroit. Whether it's community development block grants or federal contracts or assistance to nongovernmental recipients, there's a substantial amount of federal money that goes into Detroit. There's a role for the federal government. And it needs to make its resources more flexible than today and align them with the priorities of Detroit."

"A lot of this could be done administratively, but in the end it will have to have some congressional engagement. This is almost like a Hurricane Sandy situation," Katz said.

Norman Ornstein, an expert on Congress with the American Enterprise Institute, said that "despite the great success with the bailout of the auto industry," such rescues by the government "are going to be hard to come by in the future."

As to extending a helping hand for Detroit, Ornstein said it would be hard to get any federal aid package past House Republicans, "who I just can't imagine have any interest in doing anything for Detroit." The city is heavily Democratic.

___

Associated Press writer David Eggert in Detroit contributed to this report.

___

Follow Tom Raum on Twitter: http://www.twitter.com/tomraum

Source: http://news.yahoo.com/no-signs-washington-come-detroits-rescue-170850937.html

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Pope Francis' Car Shows His Commitment To Humility: Catholic Leader Chooses Ford Focus

All Articles

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Pope Francis' Car Shows His Commitment To Humility: Catholic Leader Chooses Ford Focus
Yasmine Hafiz ("The Huffington Post," July 15, 2013)

Now here's a Pope who practices what he preaches.

Pope Francis arrived at the papal summer home, Castel Gandolfo, in a humble Ford Focus which was a far cry from the luxury cars of his predecessor, Pope Benedict XVI, who travelled around town in vehicles that included a custom-made Renault, a BMW X5, and a Mercedes.

In contrast, Pope Francis isn't even spending the summer in the luxurious retreat of Castel Gandolfo, preferring more modest accommodations in Rome.

The down-to-earth Pope called for greater austerity from religious figures last week, saying, ?It hurts me when I see a priest or nun with the latest-model car. You can?t do this. A car is necessary to do a lot of work, but, please, choose a more humble one. If you like the fancy one, just think about how many children are dying of hunger in the world." The Ford Focus is a compact car with a starting sticker price of just about $16,000.

A priest in Colombia answered the Pope's call to humility just last week, saying that he planned to sell his white Mercedes-Benz E200 convertible, which was given to him as a gift from his four brothers.

---

Related Sections | Catholic

Source: http://wwrn.org/articles/40246/

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President Uhuru Kenyatta Seeks UBA Support To Make Nairobi An International Financial Centre

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Source: www.thenigerianvoice.com --- Thursday, July 18, 2013
SAN FRANCISCO, July 17, THEWILL ndash; President Uhuru Kenyatta has unveiled plans to make Nairabi an international financial centre and is calling on UBA to play a pivotal role in seeing to the actualization of this plan. Speaking in Abuja at a luncheon organized in his honor on M ... ...

Source: http://feedproxy.google.com/~r/TheNigerianVoiceNews/~3/ozeuZg-ZeQs/president-uhuru-kenyatta-seeks-uba-support-to-make.html

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'Mortal Instruments' Audition: Find Out Why It Was So 'Awkward'

'I felt really just sort of like we'd known each other for years,' Bower said during Comic-Con live stream.
By Amy Wilkinson, with reporting by Josh Horowitz

Source: http://www.mtv.com/news/articles/1710916/mortal-instruments-audition-2013-san-diego-comic-con.jhtml

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7 Handy Personal Finance Tips for MBA Students - SiliconIndia

Bangalore: If you are in your final year of your MBA, congratulations! You are just one year ahead of joining a job in the corporate world. Meanwhile this is the good time for you to learn about handling finances.

Most of the college students tend to do a common mistake of spending all their pocket money on unnecessary things which they can otherwise live without. Below listed are 7 financial tips for all the students who are pursuing their MBA course, reports Rediff.

1. Get Clear Picture of Your Student Loan

If you have taken a student loan to pursue your MBA, know about the amount of loan you have taken, the number of installments, the rate of interest, and the total term taken to repay the loan.

Never think that banks will not commit any mistake. Though everything is computerized, still there is scope to make mistakes. So try to visit your bank and know whether they are providing you with the correct statements about the repaid installments.

Also Read:
Spend On Your Children and Get Tax Benefits
Family budget: Manage your money to lead a blissful life!

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Source: http://www.siliconindia.com/finance/news/7-Handy-Personal-Finance-Tips-for-MBA-Students-nid-150828.html

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Britain throws another ?60 million at the Skylon spaceplane, hopes mid-life crisis over soon

After a series of successful tests on the Skylon spaceplane's SABRE engine, the UK government has decided to invest another £60 million to continue developing it. The scramjet-based tech could pave the way for cheaper space travel, since it carries little oxygen on board and can maneuver like an airplane before rockets kick it into orbit. Earlier, a key component that chills air from 1,830 to minus 302 degrees Fahrenheit in 1/100th of a second passed its trials with flying colors. That means the project team can move to the next phase: building and ground testing a prototype SABRE engine. Though billions of pounds more would be needed to eventually develop a Skylon vehicle, a European Space Agency spokesman thinks it would be worth it, saying "we have something here that is really unique." Let's hope they can match recent scramjet success stateside and avoid the whole crashing part.

Filed under: Science, Alt

Comments

Via: Gizmag

Source: ESA

Source: http://www.engadget.com/2013/07/17/britain-throws-another-60-million-at-the-skylon-spaceplane/?utm_medium=feed&utm_source=Feed_Classic&utm_campaign=Engadget

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Dow, S&P 500 end at all-time highs on earnings, Bernanke

By Caroline Valetkevitch

NEW YORK (Reuters) - The Dow and the S&P 500 closed at record highs on Thursday after Morgan Stanley and others reported better-than-expected earnings and Federal Reserve Chairman Ben Bernanke's comments further reassured markets.

Shares of Morgan Stanley (NYS:MS - News) jumped 4.4 percent to $27.70, its highest close since April 2011, after the bank posted a 42 percent increase in quarterly profit as stock trading revenue soared. The S&P financial index climbed 1.3 percent.

Of the 21 financial companies that have reported quarterly earnings so far, 76 percent have surpassed analysts' estimates, Thomson Reuters data showed.

UnitedHealth (UNH.N) shares rallied, buoying the Dow and other health insurers' stocks. UnitedHealth gained 6.5 percent to $70.55 after the company's results beat expectations. The Morgan Stanley healthcare payor index (PSE:^HMO - News) rose 3.1 percent.

Both the Dow and the S&P 500 also hit all-time intraday highs shortly after the opening bell. The Dow climbed as high as 15,589.40, while the S&P 500 set a record session high of 1,693.12.

Bernanke, speaking before the Senate Banking Committee, reiterated comments he made on Wednesday to the House Financial Services Committee. He stressed that the timeline for winding down the Fed's stimulus program was not set in stone.

"We got no negative surprises from the Fed chairman today, so the market liked that," said Bucky Hellwig, senior vice president of BB&T Wealth Management in Birmingham, Alabama.

Thursday's session marked the first time that both the Dow and the S&P 500 set intraday record highs since May 22. On that same day, the rally was interrupted when Bernanke hinted that the Fed planned to begin pulling back its stimulus. His comments triggered a sharp selloff, leading to a drop of nearly 6 percent in the S&P 500 over the next month.

The Dow Jones industrial average rose 78.02 points, or 0.50 percent, to end at 15,548.54, a record high. The Standard & Poor's 500 Index gained 8.46 points, or 0.50 percent, to a record close of 1,689.37. The Nasdaq Composite Index added 1.28 points, or 0.04 percent, to 3,611.28.

At Thursday's close, the benchmark S&P 500 was up 18.5 percent for the year.

Analysts' estimates for corporate earnings have been lowered so much that investors believe the low targets should be easily exceeded. Instead, investors probably will hone in on revenue figures and outlooks.

"Earnings have been pretty much coming in, in line with expectations," Hellwig said.

IBM (NYS:IBM - News) raised its full-year outlook and reported earnings that beat estimates, though the company's revenue missed forecasts. Shares of International Business Machines rose 1.8 percent to $197.99. IBM gave one of the biggest lifts to the S&P 500 and helped offset the impact of slides in Intel (NSQ:INTC - News) and eBay (NSQ:EBAY - News).

Intel, which limited the Nasdaq's gain, slid 3.8 percent to $23.24 after the world's biggest chipmaker cut its full-year revenue forecast. Shares of eBay fell 6.7 percent to $53.52 after the e-commerce company said full-year results would be at the low end of its forecast range.

There were more disappointing tech results after the bell. Shares of Google (NSQ:GOOG - News) fell 4.9 percent to $865.73 following the release of its earnings, which reflected a drop in its online ad prices. Google ended the regular session down 0.9 percent at $910.68.

Microsoft shares also fell after the close. The stock was down 4.5 percent at $33.85 after it reported lower-than-expected quarterly earnings. Slow personal computer sales hurt its Windows business, Microsoft said.

Shares of Advanced Micro Devices (AMD.N) slid 3.5 percent to $4.48 in extended-hours trading following the chipmaker's results.

Analysts expect S&P 500 companies' second-quarter earnings to have grown 3.5 percent from a year earlier, with revenue up 1.1 percent, according to Thomson Reuters data. So far, 70.4 percent of all companies that have reported results have surpassed analysts' earnings expectations, while 49.4 percent have topped revenue views.

A meeting of Dell (NSQ:DELL - News) shareholders to vote on founder Michael Dell's $24.4 billion offer to take the company private was adjourned to next week. Dell's stock rose 1.9 percent to $13.12.

The day's economic data signaled strength in the economy. New claims for U.S. jobless benefits fell by 24,000 last week to a seasonally adjusted 334,000, the lowest since early May. An index of factory activity in the Mid-Atlantic region increased in early July to 19.8, its highest level in more than two years, according to the Federal Reserve Bank of Philadelphia.

After the close, the city of Detroit filed for bankruptcy, the largest-ever municipal bankruptcy in U.S. history.

Volume was roughly 6.1 billion shares traded on the New York Stock Exchange, the Nasdaq and the NYSE MKT, below the average daily closing volume of about 6.4 billion this year. On Monday, volume hit its lowest for any full trading day this year.

Advancers outnumbered decliners on the NYSE by a ratio of 2 to 1 in Thursday's session. On the Nasdaq, five stocks rose for every three that fell.

(Editing by Jan Paschal)

Source: http://news.yahoo.com/earnings-lift-dow-p-500-172826075.html

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Facebook Helps Abate Prom

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Charlize Theron chosen for-a Christian Dior romantic dress, with two pink nuances to attend the 2013 Oscars. Developed with the vacations in thoughts, it?s actually best as a party dress with its tucked, pleated details.

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Source: http://ping.sg/item/Facebook-Helps-Abate-Prom

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Source: http://www.thehollywoodgossip.com/2013/07/jesse-and-the-rippers-to-reunite-on-jimmy-fallon/

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Artsakh President Welcomes New South Wales Delegation http://asbarez.com/111661/...

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Members of Syrian war reconciliation group killed

BEIRUT (AP) ? Pro-government gunmen killed seven members of a local Syrian reconciliation group near the central city of Homs, activists said Tuesday, as troops shot dead nine people including a child at a checkpoint in a suburb of the capital.

The latest killings coincide with an offensive by President Bashar Assad's troops in Damascus and its surrounding suburbs, as well as in the strategic province surrounding Homs.

The Britain-based Syrian Observatory for Human Rights said the seven men, including two retired army officers, were Sunni Muslims working to convince gunmen to drop their weapons and return to normal life. They were killed Monday in the village of Hajar Abyad, where residents are known to be regime supporters, it said.

Assad's troops have captured several nearby rebel-held areas in recent weeks including the towns of Qusair and Talkalkh near the border with Lebanon. Late last month, they launched an attack to try to capture rebel-held areas of Homs, Syria's third largest city.

They have also made headway against fighter brigades on the edge of Damascus and eastern suburbs.

The uprising against Assad's rule began in March 2011 and has deteriorated into an insurgency with increasingly sectarian overtones. Rebels, who are overwhelmingly Sunni, have been assisted by foreign fighters, while government forces have been bolstered by guerrillas from the Lebanese Shiite group Hezbollah.

The killing came three days after rebels attacked a nearby army checkpoint, killing seven people including members of the military. It was not immediately clear if Monday's killings were in retaliation for Friday's ambush.

A Syrian activist, who spoke on condition of anonymity for fear of reprisals, said the gunmen who attacked the checkpoint had already been cleared by the committee as they have surrendered their arms.

The Observatory said the dead included two retired army officers, a mosque preacher and a former mayor.

In the Damascus suburb of Qarah, troops shot dead nine people including a child at an army checkpoint in the area, the Observatory said.

It was not clear whether those killed were fighters or civilians. An amateur video showed seven dead men, some of them with beards, and a boy with a bloodied face. The dead appeared to have suffered bullet wounds, some to the head.

"These are Bashar's crimes during Ramadan," a man could be heard saying in the video referring to the Muslim holy month that began last week.

The Observatory also reported fighting in the town of Qahtaniyeh on the edge of the Israeli-occupied Golan Heights.

Rami Abdul-Rahman, who heads the Observatory, said regime forces were attacking rebels in the town.

More than 93,000 have been killed and millions uprooted from their homes in the conflict.

Source: http://news.yahoo.com/members-syrian-war-reconciliation-group-killed-121722671.html

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